To create an unrivalled ability to meet customer needs, provide fulfillment and development for our staff and deliver outstanding shareholder value

• To maximise shareholder value on a sustainable basis

• To maintain the highest international standards of corporate governance and regulatory compliance

• To maintain solid capital adequacy and liquidity ratios

• To entrench a disciplined risk and cost management culture

• To develop a cross-cultural meritocratic management structure

• To optimise staff development through business driven training and profit related incentive

• To contribute to the social and economic advancement of the communities in which the bank operates