Introducing AUB Premier Credit Card.
Get the card that delivers superior lifestyle experiences. AUB Premier Credit Card, the most prestigious card powered by Mastercard World Elite, offers you unparalleled benefits and privileges.
Pearl Rewards: Earn on all spends, spend on everything you love
As an AUB Premier Credit Cardholder you will automatically be enrolled into the Pearl Rewards Program with which you can earn and redeem Pearl Points for a host of amazing options which have been created keeping your needs in mind.
Foreign currency purchases
Earn 4 Pearl Points for every BHD of foreign currency spent.
Hotel & flight bookings
Earn 3.5 Pearl Points for every BHD spent on hotel and flight bookings.
Local currency purchases
Earn 2.5 Pearl Points for every BHD of local currency spent.
Transfer points to partner programs
With the AUB Premier Credit Card, you can transfer your Pearl Points to participating partner loyalty programs, such as Gulf Air Falconflyer and Shukran.
This allows you to redeem your points e.g. for flights and other benefits without being tied to a specific program, giving you the best conversion rates possible.
Turn points into real cash
Using the Travel Cashback option, AUB Premier Credit Cardholders can conveniently convert their accumulated Pearl Points into a statement credit. It is applicable towards any travel-related transaction charged to their card, be it for flights, hotels, or other eligible expenses.
To use this option, log in to the AUB Mobile Banking App or Internet Banking, select ‘Services’ from the menu, click ‘Travel Cashback’ and proceed.
Redeem points for
flights, hotel
& car rental
bookings
AUB Premier Cardholders can easily redeem their Pearl Points for flights, hotels, car rentals and more through an AUB online portal with no blackout dates or restrictions.
The portal offers you a wide range of flexible travel options, allowing you to book your preferred travel and use your Pearl Points to pay for it.
Simply log in to your AUB mobile app or Internet banking platform and start exploring the available travel options. From flights and hotels to car rentals and more, you can use your Pearl Points to pay for your preferred itinerary hassle-free.
Shop over 600+ products from 135+ partners...
With the AUB Premier Credit Card, you can transfer your Pearl Points to participating partner loyalty programs, such as Gulf Air Falconflyer and Shukran.
This allows you to redeem your points e.g. for flights and other benefits without being tied to a specific program, giving you the best conversion rates possible.
Netflix
Amazon
Adidas
Nike
Carrefour
Al Jazeera
JoyAlukkas
Sharaf DG
Lulu Hypermarket
& many more...
Get access to
1,100+ airport
lounges
AUB Premier Credit Cardholders and their supplementary members plus one guest each get free unlimited access to 1,100+ airport lounges worldwide, including the Pearl Lounge at Bahrain International Airport.
Simply register your card on the "Mastercard Travel Pass" app, generate a unique QR code, and show it at the lounge reception to gain entry.
Travel & Lifestyle Concierge
Enjoy dedicated VIP lifestyle concierge services 24/7 around the world - from reserving the chef's table for a special anniversary to lining up a celebrity guest for a party. And we can assist with tasks like purchasing event tickets, making dinner reservations, securing a limousine, or finding a babysitter.
You now also have access to WhatsApp concierge channel. Simply add the provided phone numbers to your contact list:
For Arabic: +44 7418 368707
For English: +44 7418 368708
Complimentary
round of golf*
*AUB Premier
with Golf option
AUB Premier Credit Card with golf allows you to enjoy a free round of golf at the Royal Golf Club once per month, any day of the week. To book, log in to the AUB Mobile Banking App or Internet Banking, select ‘Services’ from the menu, click ‘Golf Reservation Form’ and proceed.
T&C’s apply. Min. income for this card is BHD 1,500, min. monthly spend BHD 750. Only those who pay an annual membership fee of BHD 100 + 10% VAT are eligible for this offer.
Unlock new experiences with Priceless Cities
Priceless Cities is a unique collection of thousands of experiences and offers in over 40 cities and countries around the world, specially tailored for Mastercard® cardholders. From dining to travel and entertainment, enjoy exclusive access and benefits that will make your trip abroad or stay at home even more rewarding.
With priority access to worldwide events, Priceless Cities offers exclusive entertainment, arts and culture, sports and culinary experiences tailored to AUB Premier cardholders home and abroad.
Visit Priceless.com to find out more.
Free Entertainer app
The Rewards Entertainer app offers a wide range of dining, leisure, wellness, and entertainment offers for AUB Premier Credit Cardholders.
With this app, you can enjoy incredible buy-one-get-one offers at top restaurants across Bahrain, including popular chains, independent eateries, and fine dining establishments.
Up to 20% off with partner restaurants
Discover great deals with your AUB Premier Credit Card. Pay with your card and enjoy up to 20% off at a host of restaurants in Bahrain.
Simply present your card at the participating restaurant when making your payment. The discount will be applied, and you can enjoy your meal knowing you have made great savings.
Terms & Conditions apply.
Complimentary
Insurance Benefits
Travel Accident and Medical
Insurance
You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it.
- Personal accident insurance - up to USD 500,000
- Emergency medical evacuation and repatriation - up to USD 500 ,000
- Medical emergency expenses - up to USD 500,000
- Daily in-hospital cash benefit - USD 100 per day
Travel Inconvenience and Cancellation Insurance
Inconvenience is sometimes a part of travel, but you shouldn't have to deal with it alone. When your luggage goes amiss or flight delays interrupt your plans, Mastercard® can compensate you for:
- Loss of baggage - up to USD 3,000 with no deductible
- Delay of baggage - up to USD 300
- Trip cancellation - up to USD 7,500
- Trip delays –USD 500
Simply visit mcpeaceofmind.com to file a claim online
Rental Collision and Loss Damage Waiver
Rental Collision and Loss Damage Waiver limits the amount you may be liable for in the event of accidental damage to your rental vehicle. AUB Premier Cardholders have a worldwide insurance automatically in:
- Physical damage to the rental car in addition to loss of use, theft, and natural calamities - up to USD 50,000
- Towing of the vehicle - up to USD 100
- Vehicle drop off charges - up to USD 100
Visit mcpeaceofmind.com to apply online.
E-Commerce Insurance Shop with confidence online, knowing that the purchases you make with your AUB Premier Credit Card are:
- Protected in case of undelivered items within 30 days.
- Wrong or physical damage to goods during delivery.
Simply email required documents or queries to MEA.Mastercard@aig.com.
Discover the MasterCard
World Elite Advantages
Cleartrip
Going on a holiday or booking that business trip? Book your ticket on Cleartrip using your AUB Premier Credit Card and enjoy:
- 10% discount on any international roundtrip airfare.
- No minimum amount restrictions.
Discounts on airfares are applicable on all airlines.
Careem Complimentary Airport Rides
Book your airport ride with Careem, use AUB Premier Credit Card as a payment method, enter promo code MABAH6 and enjoy 6 complimentary airport rides/year. The promo code does not apply when you pay with Apple Pay. There is a cap of USD 14 per ride
Fulfill Visa Services
Fulfill is a fully digital solution that allows you to apply and book appointments for your travel visa needs. With Fulfill visa assistance, you are able to apply and book appointments for a flat fee of USD 15.
- Drastically reduce your time spent applying for travel visas.
- Avoid filling complicated forms, we will do that for you.
- Receive document checklist for your travel visa submission (when you are required to personally submit the travel visa application).
Simply visit www.fulfillsolutions.com/mastercard to access the Fulfill website and apply for your travel visa.
Add your card to 
Wallet
No annual fee for the 1st year
Know more about AUB Premier Credit Card
Fees and charges
Annual Membership Fee: BHD 50 + 10% VAT.
Eligibility
Your minimum monthly income should be BHD 1,000.
Interest rate
AUB Premier Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.
Which Credit Card suits you the best?
AUB Premier Card with Golf
Income eligibility
BHD 1,500Annual fees
BHD 100 + 10% VATNetwork
Mastercard (World Elite)Complimentary golf
YesAnnual monthly fee reversal
No waivers
Annual monthly fee waiver for Private banking customers
Rewards earning
BHD Local: 2.5 points
Foreign Transactions: 4.0 points
BHD Govt. Transactions: 0.5 point
Travel & Hotel Bookings: 3.5 points
Interest Rate
2.99% per month /35.88% annualized percentage rate
Interest free period
Up to 52 days
AUB Premier Card
No annual membership fee for 1st year
Annual monthly fee waiver for qualified Private banking customers
BHD Local: 2.5 points
Foreign Transactions: 4.0 points
BHD Govt. Transactions: 0.5 point
Travel & Hotel Bookings: 3.5 points
2.99% per month /35.88% annualized percentage rate
Up to 52 days
AUB Rewards Card
No annual membership fee for 1st year
From 2nd year onwards, spend based reversal- min spend BHD 2,500 per year
BHD Local: 1 point
Foreign Transactions: 1.5 points
BHD Govt. Transactions: 0.5 point
Groceries & Dine in: 2 points
2.99% per month /35.88% annualized percentage rate
Up to 52 days
Received your new Credit Card? Here is how you can activate it:
- Log in to your AUB Mobile or Internet Banking channel.
- Visit the Card Section.
- Choose Activate Credit Card and follow the steps.
