Introducing AUB Rewards Credit Card.
The new AUB Rewards Credit Card (World Mastercard®) makes your shopping even more rewarding. Enjoy a card that offers new options, more flexibility and extra rewards to compliment your lifestyle. Apply for your new card today and get rewards faster than ever!
Pearl Rewards: Earn on all spends, spend on everything you love
As an AUB Rewards Credit Cardholder you will automatically be enrolled into the Pearl Rewards Program with which you can earn and redeem Pearl Points for a host of amazing options which have been created keeping your needs in mind.
Groceries and restaurant bills
Earn 2 Pearl Points for every BHD spent on groceries and restaurant bills.
Foreign currency purchases
Earn 1.5 Pearl Points for every BHD of foreign currency spent.
Local currency purchases
Earn 1 Pearl Point for every BHD of local currency spent.
Shop over 600+ products from 135+ partners...
With the AUB Rewards Credit Card, you can transfer your Pearl Points to participating partner loyalty programs, such as Gulf Air Falconflyer and Shukran.
This allows you to redeem your points e.g. for flights and other benefits without being tied to a specific program, giving you the best conversion rates possible.
Netflix
Amazon
Adidas
Nike
Carrefour
Al Jazeera
JoyAlukkas
Sharaf DG
Lulu Hypermarket
& many more...
Transfer points to partner programs
With the AUB Rewards Credit Card, you can transfer your Pearl Points to participating partner loyalty programs, such as Gulf Air Falconflyer and Shukran.
This allows you to redeem your points e.g. for flights and other benefits without being tied to a specific program, giving you the best conversion rates possible.
Turn points into real cash
Using the Travel Cashback option, AUB Rewards Credit Cardholders can conveniently convert their accumulated Pearl Points into a statement credit. It is applicable towards any travel-related transaction charged to their card, be it for flights, hotels, or other eligible expenses.
To use this option, log in to the AUB Mobile Banking App or Internet Banking, select ‘Services’ from the menu, click ‘Travel Cashback’ and proceed.
Redeem points for
flights, hotel
& car rental
bookings
AUB Rewards Credit Cardholders can easily redeem their Pearl Points for flights, hotels, car rentals and more through an AUB online portal with no blackout dates or restrictions.
The portal offers you a wide range of flexible travel options, allowing you to book your preferred travel and use your Pearl Points to pay for it.
Simply log in to your AUB mobile app or Internet banking platform and start exploring the available travel options. From flights and hotels to car rentals and more, you can use your Pearl Points to pay for your preferred itinerary hassle-free.
Free Entertainer app
The Rewards Entertainer app offers a wide range of dining, leisure, wellness, and entertainment offers for AUB Rewards Credit Cardholders.
With this app, you can enjoy incredible buy-one-get-one offers at top restaurants across Bahrain, including popular chains, independent eateries, and fine dining establishments.
Up to 20% off with partner restaurants
Discover great deals with your AUB Rewards Credit Card. Pay with your card and enjoy up to 20% off at a host of restaurants in Bahrain.
Simply present your card at the participating restaurant when making your payment. The discount will be applied, and you can enjoy your meal knowing you have made great savings.
Terms & Conditions apply.
Unlock new experiences with Priceless Cities
Priceless Cities is a unique collection of thousands of experiences and offers in over 40 cities and countries around the world, specially tailored for Mastercard® cardholders. From dining to travel and entertainment, enjoy exclusive access and benefits that will make your trip abroad or stay at home even more rewarding.
With priority access to worldwide events, Priceless Cities offers exclusive entertainment, arts and culture, sports and culinary experiences tailored to AUB Rewards Credit cardholders home and abroad.
Visit Priceless.com to find out more.
Complimentary
Insurance Benefits
Travel Accident and Medical
Insurance You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it.
- Personal accident insurance - up to USD 500,000
- Emergency medical evacuation and repatriation - up to USD 500 ,000
- Medical emergency expenses - up to USD 500,000
- Daily in-hospital cash benefit - USD 100 per day
Travel Inconvenience and Cancellation Insurance
Inconvenience is sometimes a part of travel, but you shouldn't have to deal with it alone. When your luggage goes amiss or flight delays interrupt your plans, Mastercard® can compensate you for:
- Loss of baggage - up to USD 3,000 with no deductible
- Delay of baggage - up to USD 300
- Trip cancellation - up to USD 7,500
- Trip delays –USD 500
Simply visit mcpeaceofmind.com to file a claim online
E-Commerce Insurance
Shop with confidence online, knowing that the purchases you make with your AUB Rewards Credit Card are:
- Protected in case of undelivered items within 30 days.
- Wrong or physical damage to goods during delivery.
Simply email required documents or queries to MEA.Mastercard@aig.com.
Get access to
1,100+ airport
lounges
AUB Rewards Credit Cardholders and their supplementary members get free unlimited access to 1,100+ airport lounges worldwide, including the Pearl Lounge at Bahrain International Airport.
Simply register your card on the "Mastercard Travel Pass" app, generate a unique QR code, and show it at the lounge reception to gain entry.
Each cardholder, primary and supplementary, should register and show their individual QR code to avoid guest charges.
Discover the MasterCard
World Advantages
Careem
Book with your Mastercard to enjoy 20% off Careem Chauffeur Services across the Middle East. Download the Careem app and enter promo code MASTERCARD.
Complimentary airport rides: Book your airport ride with Careem, use AUB Rewards Credit Card as a payment method, enter promo code MABAH2 and enjoy 2 complimentary airport rides/year. The promo code does not apply when you pay with Apple Pay. There is a cap of USD 14 per ride.
Talabat
Order with Talabat with your AUB Rewards to enjoy up to 20% off grocery or food orders two times per month . Download the Talabat app and enter promo code MASTERCARD.
IHG Hotels and Resorts
Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at http://www.ihg.com/mastercardoffer. T&Cs apply.
Booking.com
Use your AUB Rewards to book your next staycation or vacation on Booking.com and enjoy 10% money back at hundreds of thousands of properties locally and around the world. To book visit booking.com/mastercardmea
Add your card to 
Wallet
No annual fee for the 1st year
First year free and fee waived from second year onwards unless the annual spend is below BHD 2,500, in which case a fee of BHD 25+10% VAT will apply.
Know more about AUB Rewards Credit Card
Fees and charges
Annual Membership Fee: BHD 25 + 10% VAT.
Eligibility
Your minimum monthly income should be BHD 300.
Interest rate
AUB Rewards Credit Card monthly interest rate 2.99%, annualized interest rate 35.88%.
Which Credit Card suits you the best?
AUB Premier Card with Golf
Income eligibility
BHD 1,500Annual fees
BHD 100 + 10% VATNetwork
Mastercard (World Elite)Complimentary golf
YesAnnual monthly fee reversal
No waivers
Annual monthly fee waiver for Private banking customers
Rewards earning
BHD Local: 2.5 points
Foreign Transactions: 4.0 points
BHD Govt. Transactions: 0.5 point
Travel & Hotel Bookings: 3.5 points
Interest Rate
2.99% per month /35.88% annualized percentage rate
Interest free period
Up to 52 days
AUB Premier Card
No annual membership fee for 1st year
Annual monthly fee waiver for qualified Private banking customers
BHD Local: 2.5 points
Foreign Transactions: 4.0 points
BHD Govt. Transactions: 0.5 point
Travel & Hotel Bookings: 3.5 points
2.99% per month /35.88% annualized percentage rate
Up to 52 days
AUB Rewards Card
No annual membership fee for 1st year
Annual monthly fee waiver for qualified Private banking customers
BHD Local: 1 point
Foreign Transactions: 1.5 points
BHD Govt. Transactions: 0.5 point
Groceries & Dine in: 2 points
2.99% per month /35.88% annualized percentage rate
Up to 52 days
Received your new Credit Card? Here is how you can activate it:
- Log in to your AUB Mobile or Internet Banking channel.
- Visit the Card Section.
- Choose Activate Credit Card and follow the steps.
